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Ulster Bank Credit Cards

4 CARDS

Ulster Bank, part of the NatWest Group, offers a selection of credit cards designed for everyday spending and financial management, including options for low-interest rates and balance transfers. Ulster Bank focuses on providing flexible credit solutions to help customers manage their finances effectively.

Ulster Bank

Mastercard

4.6

OUR RATING

Representative APR

12.9% APR (variable)

Purchases

12.90% (variable) p.a.

Balance Transfers

12.90% (variable) p.a. (0% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 12.90% (variable) p.a., most accepted customers get a rate of 12.9% APR (variable).

Read Full Review

4.6

OUR RATING

Quick Look

The Ulster Bank Mastercard credit card offers a low interest rate and no fees on foreign transactions, making it a cost effective choice for both local and international spending.

Issuer	Ulster Bank
Network	Mastercard
Primary Category	Purchases
Loyalty Scheme
Incentive on opening	Lower interest rates and no fees on transactions abroad.
Cashback rate (if applicable)	No cashback scheme
Account Fees	£0
Purchases	12.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	12.90% (variable) p.a. (0% fee)
Balance Transfer Fee (%)	0.00%
Cash Advances	26.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 350.00
Maximum Credit Limit	Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Ulster Bank

Balance Transfer

3.5

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 3 months, then 24.90% (variable) p.a.

Balance Transfers

0% for 12 months, then 24.90% (variable) p.a. (no fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

Read Full Review

3.5

OUR RATING

Quick Look

The Ulster Bank Balance Transfer credit card offers up to 12 months of 0% interest on balance transfers with no balance transfer fees. It may be suitable for individuals looking to consolidate existing debt without incurring upfront costs or interest during the promotional period.

Issuer	Ulster Bank
Network	Mastercard
Primary Category	Balance Transfer
Loyalty Scheme
Incentive on opening	0% on balance transfers for 12 months from account opening, then standard rates apply
Cashback rate (if applicable)	No cashback scheme
Account Fees	£0
Purchases	0% for up to 3 months, then 24.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	0% for 12 months, then 24.90% (variable) p.a. (no fee)
Balance Transfer Fee (%)	0.00%
Cash Advances	26.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 350.00
Maximum Credit Limit	Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Ulster Bank

Longer Balance Transfer

4.6

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 3 months, then 24.90% (variable) p.a.

Balance Transfers

0% for 34 months, then 24.90% (variable) p.a. (3.15% transfer fee for a limited time)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

Read Full Review

4.6

OUR RATING

Quick Look

The Ulster Bank Longer Balance Transfer credit card offers up to 34 months of 0% interest on balance transfers, with no annual fees. Transfers must be made within the first 3 months of account opening. This card may suit individuals seeking an extended interest-free period to repay existing debt.

Issuer	Ulster Bank
Network	Mastercard
Primary Category	Balance Transfer
Loyalty Scheme
Incentive on opening	0% for 34 months from account opening on balance transfers made within the first 3 months, after which standard rates apply.
Cashback rate (if applicable)	No cashback scheme
Account Fees	£0
Purchases	0% for up to 3 months, then 24.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	0% for 34 months, then 24.90% (variable) p.a. (3.15% transfer fee for a limited time)
Balance Transfer Fee (%)	3.49%
Cash Advances	26.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 350.00
Maximum Credit Limit	Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Ulster Bank

Purchase & Balance Transfer

3.9

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 20 months, then 24.90% (variable) p.a.

Balance Transfers

0% for 18 months, then 24.90% (variable) p.a. (2.99% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

Read Full Review

3.9

OUR RATING

Quick Look

The Ulster Bank Purchase & Balance Transfer credit card offers up to 20 months of 0% interest on purchases and up to 18 months on balance transfers. It provides flexible options for managing both new spending and existing balances without interest during the promotional periods.

Issuer	Ulster Bank
Network	Mastercard
Primary Category	Balance Transfer
Loyalty Scheme
Incentive on opening	0% for 20 and 18 months from account opening on purchases and balance transfers made within the first 3 months, after which standard rates apply.
Cashback rate (if applicable)	No cashback scheme
Account Fees	£0
Purchases	0% for up to 20 months, then 24.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	0% for 18 months, then 24.90% (variable) p.a. (2.99% fee)
Balance Transfer Fee (%)	2.99%
Cash Advances	26.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 350.00
Maximum Credit Limit	Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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