Jaja Finance Jaja Credit Card
Representative APR
34.9% APR (variable)
Purchases
34.9% (variable) p.a.
Balance Transfers
34.9% (variable) p.a.
Account Fees
£0
Representative Example:
At an assumed credit limit of £500, with a purchase rate of 34.95% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Jaja Credit Card has no foreign transaction fees, lets you manage spending with an easy-to-use app, and supports security features like instant card freezing and payment alerts. With responsible use, it may also help build your credit history.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Jaja Finance |
|---|---|
| Network | Visa |
| Primary Category | Credit Building |
| Loyalty Scheme | None |
| Incentive on opening | The Jaja Credit Card can be managed entirely through its mobile app, with features such as instant spend alerts and contactless payments up to £100. |
| Cashback/Rewards (if applicable) | No cashback scheme |
| Account Fee | £0 |
| Purchases | 34.9% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 34.9% (variable) p.a. |
| Balance Transfer Fee | 3.00% |
| Cash Advances | 39.4% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 250.00 |
| Maximum Credit Limit | Subject to Status: Credit Limits can be reviewed |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 0% |
| Foreign Usage World | 0% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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