Plata Personal Loan
OUR RATING
Loan Amount
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Monthly Repayment
Representative APR
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Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate from this provider and a panel of others without any impact on your credit score. Representative 18.6% APR.
Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.
Our Verdict
Plata offers personal loans in the UK ranging from £2,000 to £25,000, with repayment durations starting from 12 months. These loans are unsecured and come with a fixed interest rate. Plata aims to offer same day funding when your loan agreement is signed, or by the next business day. While some applications may take longer, many borrowers receive their funds quickly. There are no application or upfront fees. Plata’s approach is focused on transparency and simplicity, making the borrowing process straightforward. This loan may be suitable if you're looking for a medium to large borrowing amount, want a fixed rate, and need a fast payout. As always, compare personal loans to ensure you're choosing the right loan for your situation.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Plata |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Monthly |
| Minimum Loan Amount | £2,000.00 |
| Maximum Loan Amount | £25,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 60 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | UK Resident with regular income/pension, You must have a valid UK debit card (this could be a Visa Debit, a Visa Electron, or a Debit MasterCard) and generally be in good credit standing. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £25,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
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Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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