Virgin Money Existing Customer Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
Our Verdict
This provider offers unsecured personal loans with interest rates typically ranging from 6.3% to 28.9%. Existing customers may be able to borrow more over a longer term. Funds are usually received the same day if the loan agreement is signed before 5:45pm, Monday to Friday (excluding bank holidays). You can update your Direct Debit account or change your repayment date using an online form.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Virgin Money |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Daily |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £25,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 60 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | UK Resident for at least 3 years. Must have a regualar income and a UK bank or building society account. No CCJs, IVAs, bankruptcy or decrees. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £35,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Get Personalised Loan Rates
Find lenders that may be able to approve you
Options for all credit backgrounds
Representative 32.9% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
Check your credit card eligibility in the UK
Checking your credit card eligibility helps you understand which cards may be suitable before you apply, using a soft search ...
Balance transfer cards for credit builders
Your credit profile affects whether you may qualify for a balance transfer card. This guide explains how lenders assess applications ...
How much can you balance transfer?
Your balance transfer limit is usually a percentage of the credit limit you are offered on a new card. This ...