Zopa Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
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Our Verdict
Zopa offers unsecured personal loans and car finance options. If you’re looking to consolidate an existing loan, simply tick the ‘Debt Consolidation’ box during your application. Once the agreement is signed, funds are typically received within 2 hours. You can make extra repayments at any time, with the easiest way to do so via the Zopa app. Always check the terms before applying.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Zopa |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Daily |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £35,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 84 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | Minimum applicant income £12,000. UK resident with at least 1 year of address history and a credit history. |
| Minimum Age | 20 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £35,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Options for all credit backgrounds
Representative 32.9% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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