View All Credit Cards
This is a whole-of-market view of credit cards available in the UK and is based on market research performed in June 2024. We collect this data from the financial institutions directly. The database contains expert reviews, research and product data for over 130 UK credit cards with over 13,000 datapoints. We invest equally in technology solutions that allow us to update this database on a daily basis, providing our users with a tool that delivers dynamic, up to date product data.
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first. We adhere to strict editorial integrity and have developed a data-informed, proprietary credit card rating system that allows us to score cards based on how well they serve the needs of different types of UK card holders without bias. We are not affiliated, associated, authorised, endorsed by, or in any way officially connected with any of the credit card providers detailed on this page and DO NOT provide links or referrals through this site.
Before deciding to get a credit card and comparing the range of products on the market, it’s important to understand how credit cards work, the types of cards available, and what interest fees and other charges may apply. Additonally, given that credit card providers will run a hard credit check as part of their application process, it’s a good idea to understand how credit scoring works.
Use the filters to narrow your search according to the credit card characteristics most important to you.
Filter credit cards by:
Representative APR
18.9% APR (variable)
Purchases
17.44% (variable) p.a.
Balance Transfers
17.44% (variable) p.a. (1.50% fee)
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 17.44% (variable) p.a., most accepted customers get a rate of 18.9% APR (variable).
Representative APR
16.9% APR (variable)
Purchases
15.72% (variable) p.a.
Balance Transfers
15.72% (variable) p.a. (1.50% fee)
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 15.72% (variable) p.a., most accepted customers get a rate of 16.9% APR (variable).
Representative APR
12.9% APR (variable)
Purchases
12.20% (variable) p.a.
Balance Transfers
Not Available
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 12.20% (variable) p.a., most accepted customers get a rate of 12.9% APR (variable).
Representative APR
24.3% APR (variable)
Purchases
20.64% (variable) p.a.
Balance Transfers
20.64% (variable) p.a. (1.50% fee)
Account Fees
£8.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 20.64% (variable) p.a., and a fee of £8 per annum, most accepted customers get a rate of 24.3% APR (variable).
Representative APR
37.8% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
£30.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31% (variable) p.a., and a fee of £0 in year 1 and £30 per annum from year 2 onwards, most accepted customers get a rate of 37.8% APR (variable).
Representative APR
88.8% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
Year 1 - £0.00, Year 2 onwards - £195.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., and a fee of £195 per annum, most accepted customers get a rate of 88.8% APR (variable).
Representative APR
704.6% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
£650.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., and a fee of £650 per annum, most accepted customers get a rate of 704.6% APR (variable).
Representative APR
31.0% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., most accepted customers get a rate of 31.0% APR (variable).
Representative APR
139.9% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
£300.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., and a fee of £300 per annum, most accepted customers get a rate of 139.9% APR (variable).
Representative APR
54.8% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
£95.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., and a fee of £95 per annum, most accepted customers get a rate of 54.8% APR (variable).
Representative APR
31.0% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., most accepted customers get a rate of 31.0% APR (variable).
Representative APR
42.4% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
£6.50 per month
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., most accepted customers get a rate of 42.4% APR (variable).
Representative APR
27.9% APR (variable)
Purchases
27.90% (variable) p.a.
Balance Transfers
27.90% (variable) p.a.
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 27.90% (variable) p.a., most accepted customers get a rate of 27.9% APR (variable).
Representative APR
34.9% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
34.90% (variable) p.a.
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 34.90% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).
Representative APR
13.5% APR (variable)
Purchases
12.70% (variable) p.a.
Balance Transfers
Not Available
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 12.70% (variable) p.a., most accepted customers get a rate of 13.5% APR (variable).
Showing 1-15 of 126 credit cards
