AIB Personal Loan

4.5

OUR RATING

Loan Amount

Total Payable

Monthly Repayment

Representative APR

Representative example will update based on your input.

4.5

OUR RATING

Our Verdict

AIB offer a variety of ways to apply; in branch, over the phone or online offering customers more flexibility. Applications are approved only after assessing affordability which helps prevent persistent debt. Same day funding isn't available so this is ideal for consumers who aren't in need of funds urgently.
Tip Icon

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
IssuerAIB
Loan TypeUnsecured Personal Loan
Rate TypeFixed
Interest Calculation MethodMonthly
Minimum Loan Amount£1,000.00
Maximum Loan Amount£25,000.00
Minimum Loan Term (months)12
Maximum Loan Term (months)60
Customer TypeNew or Existing Customers
RelationshipNew or Existing Customers
Acceptance CriteriaNew customers must submit up to 6 months previous bank statements, one document to confirm your identity and one document to confirm your address.
Minimum Age18
Maximum Age70
Debt Consolidation Limit£25,000.00
Warning Icon
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.

Get Personalised Loan Rates

Tick bullet point icon
Find lenders that can approve you
Tick bullet point icon
Options for all credit backgrounds
Tick bullet point icon
Representative 18.6% APR
Tick bullet point icon
No impact to your credit score

Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.

Lendable Ltd: Who they are, the products they offer, and customer reviews

Lendable Ltd: Who they are, the products they offer, and customer reviews

Lendable Ltd is the regulated fintech behind Zable and thimbl credit cards in the UK. Understand who they are and ...
Thimbl credit card review 2025: Features, eligibility and how it works

Thimbl credit card review 2025: Features, eligibility and how it works

Thimbl is a credit builder card backed by Lendable Ltd and designed for people with limited credit history ...
Zable Credit Card Review: Is it legit, safe, and worth it?

Zable Credit Card Review: Is it legit, safe, and worth it?

Read on as we explain how the Zable credit card works, who it's for and how to apply ...