American Express UK Marriott Bonvoy Credit Card
Representative APR
52.9% APR (variable)
Purchases
29.4% (variable) p.a.
Balance Transfers
29.4% (variable) p.a. (3% fee)
Account Fees
£95 p.a.
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.4% (variable) p.a., and a fee of £95 per annum, most accepted customers get a rate of 52.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The American Express UK Marriott Bonvoy credit card is designed for frequent travellers who stay at hotels within the Marriott Bonvoy Programme. It offers additional perks for customers who typically spend between £10,000 and £15,000 annually, making it a valuable option for loyal Marriott guests.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | American Express UK |
|---|---|
| Network | American Express |
| Primary Category | Rewards |
| Loyalty Scheme | Points |
| Incentive on opening | Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of card membership. Receive 15 Elite Night Credits toward the next Marriott Bonvoy Elite status upon card approval (new cardmembers) and each calendar year thereafter. |
| Cashback/Rewards (if applicable) | Earn 2 points for every £1 spent. Earn 6 points for every £1 spent on eligible Marriott properties. Upgrade to Gold Elite when you spend £15,000 in purchases on your Card each year. Receive one free night after you spend £25,000 in an anniversary year. Book direct with Marriott for a 2 night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges. |
| Account Fee | £95 p.a. |
| Purchases | 29.4% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.4% (variable) p.a. (3% fee) |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 37% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 700.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £95 p.a. |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 12 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 2 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers who have a Marriott Bonvoy® membership number |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
Find the right Credit Card for you
No impact to your credit score
Find out which cards you’re eligible for
34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
Balance transfer cards for credit builders
How much can you balance transfer?
