American Express UK Marriott Bonvoy Credit Card

4.2

OUR RATING

Representative APR

54.1% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£95 p.a.

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £95 per annum, most accepted customers get a rate of 54.1% APR (variable).

4.2

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

This card is suitable for frequent travellers who stay at hotels that are part of the Marriott Bonvoy Programme. Extra perks come with this card for customers who intend on spending a minimum of £10-£15K per year.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	American Express UK
Network	American Express
Primary Category	Rewards
Loyalty Scheme	Points
Incentive on opening	Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of card membership. Receive 15 Elite Night Credits toward the next Marriott Bonvoy Elite status upon card approval (new cardmembers) and each calendar year thereafter.
Cashback/Rewards (if applicable)	Earn 2 points for every £1 spent. Earn 6 points for every £1 spent on eligible Marriott properties. Upgrade to Gold Elite when you spend £15,000 in purchases on your Card each year. Receive one free night after you spend £25,000 in an anniversary year. Book direct with Marriott for a 2 night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges.
Account Fee	£95 p.a.
Purchases	30.4% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	30.4% (variable) p.a. (3% fee)
Balance Transfer Fee	0.00%
Cash Advances	37.7% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 700.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£95 p.a.
Late Payment	£ 12
Returned Payment	£ 12
Exceed Limit	£ 0
Duplicate Statement	£ 2
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.99%
Foreign Usage World	2.99%

Application Requirements

Availability	Available to new customers who have a Marriott Bonvoy® membership number
Minimum Income	£ 0
Minimum Age	18
Residency	Permanent resident in the UK.