Royal Bank of Scotland Balance Transfer

3.4

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 3 months, then 24.90% (variable) p.a.

Balance Transfers

0% for 12 months, then 24.90% (variable) p.a. (0% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

3.4

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

No annual card fees on this 12 month 0% balance transfer card.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Royal Bank of Scotland
Network	Mastercard
Primary Category	Balance Transfer
Loyalty Scheme
Incentive on opening	0% for 12 months and no fee to transfer a balance
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	0% for up to 3 months, then 24.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	0% for 12 months, then 24.90% (variable) p.a. (0% fee)
Balance Transfer Fee	0.00%
Cash Advances	26.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 250.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 10
Exceed Limit	£ 12
Duplicate Statement	£ 3
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.75%
Foreign Usage World	2.75%