Mintify | Intelligent Budgeting App
Finally, your own Personal Financial Assistant
Mintify is an intelligent budgeting app and financial control centre for your money. It helps you budget, track spending, set achievable goals, and plan your financial future, all in one place.
See all your accounts and assets in one place
Set budgeting goals and track your spending
Ask questions in plain English and get instant, reliable answers
Receive personalised insights and analytics
See all your accounts and assets together
Mintify connects your bank and credit cards, through regulated Open Banking technology, into one unified view.
Track where every penny goes
Personalised spend analysis helps you track your spending by category (e.g. groceries) or merchant. See how you’re tracking against last month, anytime.
Mintify speaks your language
Mintify turns your transaction data into clear insights you can talk to. Ask “Can we afford a weekend away?” or “Are we still within the grocery budget?” and get instant clarity before you spend. Over time, Mintify understands your spending patterns and priorities, helping you make smarter decisions, anytime, anywhere.
Stay one step ahead
Mintify goes further, using intelligence to spot what’s coming before you do, from upcoming bills and low balances to savings milestones and duplicate charges. Get gentle, helpful insights and nudges that keep you in control.
Track your Credit profile
Check your credit score in Mintify for free. Understand what affects it and get insights on how to improve and protect it.
Find and apply for top rated financial products
We know digging through the details isn’t your day job, so we’ve made it ours. Mintify’s product research brings together clear, trustworthy and unbiased comparisons to help you choose financial products with confidence, whatever your goals.
Powered by secure Open Banking technology
Mintify uses bank level encryption and regulated open banking technology and gives you full control over your data. Everything is encrypted, anonymised, and under your command at all times.









