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Rewards Credit Cards

Rewards Credit Cards

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American Express UK

Nectar Credit Card

4.2

OUR RATING

Representative APR

37.1% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£0 for year 1. Then £30 p.a. from year 2 onwards.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £0 in year 1 and £30 per annum from year 2 onwards, most accepted customers get a rate of 37.1% APR (variable).

4.2

OUR RATING

Quick Look

This card comes with a £30 annual fee (£0 for year 1). As a new Cardmember, you can earn up to 20,000 Nectar points when you spend £2,000 in your first three months of Card Membership. If you are using this card for everyday spending and you would usually spend this amount within 3 months, then that alone would pay for the annual fee plus more.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Nectar Points
Incentive on opening First year’s Cardmembership fee is free. Earn 20,000 Nectar points when you spend £2,000 in your first three months of Cardmembership.
Cashback rate (if applicable) Collect 2 points for every full £1 spent on the Card. Collect a minimum of 3 points per £1 spent at Nectar partners when using Credit Card and loyalty card.
Account Fees £0 for year 1. Then £30 p.a. from year 2 onwards.
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

Preferred Rewards Gold

3.8

OUR RATING

Representative APR

87.8% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£0 for your first year. Then £195 p.a. from year 2.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £0 in year 1 and £195 per annum from year 2, most accepted customers get a rate of 87.8% APR (variable).

3.8

OUR RATING

Quick Look

Extra points earned for travel related purchases (terms apply). The card also includes a welcome bonus. High annual fee (£195) but £0 for the first year. Get a £5 Deliveroo statement credit - twice every month

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 30,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Offer ends 27 May 2025.
Cashback rate (if applicable) Earn 1 Membership Reward point for every £1 you spend. 2X points on purchases made directly with airlines for every £1 spent. 3X points on American Express Travel for every £1 spent. Get a £5 Deliveroo statement credit - twice every month.
Account Fees £0 for your first year. Then £195 p.a. from year 2.
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

The Platinum Card

3.6

OUR RATING

Representative APR

698.1% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£650 p.a.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £650 per annum, most accepted customers get a rate of 698.1% APR (variable).

3.6

OUR RATING

Quick Look

Card suited for high spenders, especially travelers. High annual fee (£650) yet Platinum Cardmembers are eligible to receive complimentary access to a network of over 1,400 airport lounges in more than 140 countries plus several more exclusive travel benefits. Get a Global Dining Credit of up to £400 at top participating restaurants annually. Enrolment required.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 80,000 Membership Rewards® points when you spend £10,000 in your first six months of Cardmembership. That’s enough for a trip to Europe or up to £250 worth of Gift Cards. Offer ends 27 May 2025. New Cardmembers only. Terms apply, 18+, subject to status.
Cashback rate (if applicable) Earn 1 Membership Rewards point for every £1 spent. Earn 2X points on amextravel.co.uk for every £1 spent.
Account Fees £650 p.a.
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

British Airways Credit Card

4.4

OUR RATING

Representative APR

30.4% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., most accepted customers get a rate of 30.4% APR (variable).

4.4

OUR RATING

Quick Look

£0 annual fees and a welcome bonus are perks of this Avios rewards card including a referral scheme of 4,000 points per successful referral.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening Earn 5,000 avios points when you spend £2K within 3 months of account opening.
Cashback rate (if applicable) Earn 1 Avios for every £1 spent. Get a Companion Voucher when you spend £12,000 each membership year on the Card or, if travelling solo, a 50% discount on the Avios price you pay for your flight.
Account Fees £0
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

British Airways Premium Plus

4.0

OUR RATING

Representative APR

138.5% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£300 p.a.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £300 per annum, most accepted customers get a rate of 138.5% APR (variable).

4.0

OUR RATING

Quick Look

A card suited to high spenders and frequent travelers. A high annual fee yet an Avios rewards program tailored for frequent flyers. Earn 9000 points for successful friend referrals.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening 30,000 bonus Avios when you spend £6,000 in your first three months of Cardmembership. Plus, a Companion Voucher in any cabin, including business & first class when you spend £15,000 in a membership year.
Cashback rate (if applicable) Collect 1.5 Avios for every £1 spend on Purchases. Earn 3 Avios for every £1 spent with British Airways and BA Holidays
Account Fees £300 p.a.
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

Marriott Bonvoy Credit Card

4.2

OUR RATING

Representative APR

54.1% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£95 p.a.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £95 per annum, most accepted customers get a rate of 54.1% APR (variable).

4.2

OUR RATING

Quick Look

This card is suitable for frequent travellers who stay at hotels that are part of the Marriott Bonvoy Programme. Extra perks come with this card for customers who intend on spending a minimum of £10-£15K per year.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of card membership. Receive 15 Elite Night Credits toward the next Marriott Bonvoy Elite status upon card approval (new cardmembers) and each calendar year thereafter.
Cashback rate (if applicable) Earn 2 points for every £1 spent. Earn 6 points for every £1 spent on eligible Marriott properties. Upgrade to Gold Elite when you spend £15,000 in purchases on your Card each year. Receive one free night after you spend £25,000 in an anniversary year. Book direct with Marriott for a 2 night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges.
Account Fees £95 p.a.
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

Rewards Credit Card

4.4

OUR RATING

Representative APR

30.4% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., most accepted customers get a rate of 30.4% APR (variable).

4.4

OUR RATING

Quick Look

A simple rewards program with £0 fees per year. You are offered the option to redeem points at Paypal or other partners, including Amazon, Boots and Currys PC World. This card typically comes with a welcome bonus including a referral scheme for extra points.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 10,000 bonus Membership Rewards® points when you spend £2,000 in first 3 months of cardmembership. Referral scheme which earns you 4000 points for every successful referral.
Cashback rate (if applicable) Earn 1 Membership Rewards point for every £1 spent
Account Fees £0
Purchases 30.4% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 30.4% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37.7% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Asda Money

Credit Card

3.7

OUR RATING

Representative APR

27.9% APR (variable)

Purchases

27.90% (variable) p.a.

Balance Transfers

27.90% (variable) p.a.

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 27.90% (variable) p.a., most accepted customers get a rate of 27.9% APR (variable).

3.7

OUR RATING

Quick Look

A suitable card for everyday purchases at Asda where you will collect points. £0 fee per annum and a maximum credit limit of £3,000.

Issuer Asda Money
Network Visa
Primary Category Rewards
Loyalty Scheme Asda Rewards
Incentive on opening Get £20 in your Cashpot when you spend at least £50 in the first 60 days and set up a direct debit. Offer available for a limited time only.
Cashback rate (if applicable) Get 0.75% back on your Asda spend and 0.2% back everywhere else.
Account Fees £0
Purchases 27.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 27.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 34.1% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit Subject To Status: £5,000

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Avios Mastercard

4.3

OUR RATING

Representative APR

29.9% APR (variable)

Purchases

29.90% (variable) p.a.

Balance Transfers

29.90% (variable) p.a.

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).

4.3

OUR RATING

Quick Look

Looking for an Avios card minus the annual fee? Then this could be a good option for you. Not only can you earn 5,000 Avios when £1,000 is spent on the card over the first 3 months of opening, but you can earn 1 Avios for every £1 you spend. If you spend £20,000 or more during the year, you can receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.

Issuer Barclaycard
Network Mastercard
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening You could collect 5,000 Avios if you spend £1,000 in your first three months. Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios.
Cashback rate (if applicable) Earn 1 Avios for every £1 you spend. Spend £20,000 or more within 12 months and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.
Account Fees £0
Purchases 29.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Avios Plus Mastercard

3.9

OUR RATING

Representative APR

80.1% APR (variable)

Purchases

29.90% (variable) p.a.

Balance Transfers

29.90% (variable) p.a.

Account Fees

£20 per month

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., and a fee of £20 per month, most accepted customers get a rate of 80.1% APR (variable).

3.9

OUR RATING

Quick Look

This card has an annual fee of £240. The Avios rewards program is simple and suited for everyday purchases with a good welcome bonus. Ideal for travellers.

Issuer Barclaycard
Network Mastercard
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening Earn 25,000 Avios when £3,000 is spent on the card over the first 3 months of opening. Access over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person.
Cashback rate (if applicable) Earn 1.5 Avios for every £1 you spend. Spend £10,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.
Account Fees £20 per month
Purchases 29.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Showing 1-10 of 29 Rewards credit cards