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Rewards Credit Cards

Rewards Credit Cards

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American Express UK

Nectar Credit Card

4.4

OUR RATING

Representative APR

36.5% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£0 for year 1. Then £30 p.a. from year 2 onwards.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., and a fee of £0 in year 1 and £30 per annum from year 2 onwards, most accepted customers get a rate of 36.5% APR (variable).

4.4

OUR RATING

Quick Look

The American Express UK Nectar credit card carries a £30 annual fee (£0 for the first year). New members can earn up to 20,000 Nectar points by spending £2,000 within the first three months of membership. For those who use the card for everyday spending and typically reach this amount within three months, the rewards can effectively cover the annual fee and more.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Nectar Points
Incentive on opening First year’s Cardmembership fee is free. Earn 20,000 Nectar points when you spend £2,000 in your first three months of Cardmembership.
Cashback rate (if applicable) Collect 2 points for every full £1 spent on the Card. Collect a minimum of 3 points per £1 spent at Nectar partners when using Credit Card and loyalty card.
Account Fees £0 for year 1. Then £30 p.a. from year 2 onwards.
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

Preferred Rewards Gold

4.0

OUR RATING

Representative APR

86.8% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£0 for your first year. Then £195 p.a. from year 2.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., and a fee of £0 in year 1 and £195 per annum from year 2, most accepted customers get a rate of 86.8% APR (variable).

4.0

OUR RATING

Quick Look

The American Express UK Preferred Rewards Gold credit card offers extra points on travel related purchases (terms apply) and includes a welcome bonus. It carries a high annual fee of £195, waived for the first year. Cardholders also receive two £5 Deliveroo statement credits each month, providing additional value for dining and delivery.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 30,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Offer ends 27 May 2025.
Cashback rate (if applicable) Earn 1 Membership Reward point for every £1 you spend. 2X points on purchases made directly with airlines for every £1 spent. 3X points on American Express Travel for every £1 spent. Get a £5 Deliveroo statement credit - twice every month.
Account Fees £0 for your first year. Then £195 p.a. from year 2.
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

The Platinum Card

4.0

OUR RATING

Representative APR

691.7% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£650 p.a.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., and a fee of £650 per annum, most accepted customers get a rate of 691.7% APR (variable).

4.0

OUR RATING

Quick Look

The American Express UK Platinum Card is designed for high spenders, particularly frequent travellers. It carries a high annual fee of £650 but offers complimentary access to over 1,400 airport lounges worldwide in more than 140 countries, along with exclusive travel benefits. Members can also enjoy up to £400 in Global Dining Credit annually at select restaurants (enrolment required).

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 50,000 Membership Rewards® points when you spend £6,000 in your first three months of Cardmembership. That’s enough for a trip to Europe or up to £250 worth of Gift Cards. New Cardmembers only. Terms apply, 18+, subject to status.
Cashback rate (if applicable) Earn 1 Membership Rewards point for every £1 spent. Earn 2X points on amextravel.co.uk for every £1 spent.
Account Fees £650 p.a.
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

British Airways Credit Card

4.5

OUR RATING

Representative APR

29.7% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., most accepted customers get a rate of 29.7% APR (variable).

4.5

OUR RATING

Quick Look

The American Express UK British Airways credit card offers £0 annual fees and a welcome bonus for new cardmembers. It features an Avios rewards program and includes a referral scheme where you can earn 4,000 Avios points for each successful referral.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening Earn 5,000 avios points when you spend £2K within 3 months of account opening.
Cashback rate (if applicable) Earn 1 Avios for every £1 spent. Get a Companion Voucher when you spend £12,000 each membership year on the Card or, if travelling solo, a 50% discount on the Avios price you pay for your flight.
Account Fees £0
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

British Airways Premium Plus

4.1

OUR RATING

Representative APR

137.1% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£300 p.a.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., and a fee of £300 per annum, most accepted customers get a rate of 137.1% APR (variable).

4.1

OUR RATING

Quick Look

The American Express UK British Airways Premium Plus credit card is designed for high spenders and frequent travellers. It carries a high annual fee but offers a tailored Avios rewards program for frequent flyers. Cardholders can also earn 9,000 Avios points for each successful friend referral.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening 30,000 bonus Avios when you spend £6,000 in your first three months of Cardmembership. Plus, a Companion Voucher in any cabin, including business & first class when you spend £15,000 in a membership year.
Cashback rate (if applicable) Collect 1.5 Avios for every £1 spend on Purchases. Earn 3 Avios for every £1 spent with British Airways and BA Holidays
Account Fees £300 p.a.
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

Marriott Bonvoy Credit Card

4.1

OUR RATING

Representative APR

53.3% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£95 p.a.

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., and a fee of £95 per annum, most accepted customers get a rate of 53.3% APR (variable).

4.1

OUR RATING

Quick Look

The American Express UK Marriott Bonvoy credit card is designed for frequent travellers who stay at hotels within the Marriott Bonvoy Programme. It offers additional perks for customers who typically spend between £10,000 and £15,000 annually, making it a valuable option for loyal Marriott guests.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of card membership. Receive 15 Elite Night Credits toward the next Marriott Bonvoy Elite status upon card approval (new cardmembers) and each calendar year thereafter.
Cashback rate (if applicable) Earn 2 points for every £1 spent. Earn 6 points for every £1 spent on eligible Marriott properties. Upgrade to Gold Elite when you spend £15,000 in purchases on your Card each year. Receive one free night after you spend £25,000 in an anniversary year. Book direct with Marriott for a 2 night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges.
Account Fees £95 p.a.
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

American Express UK

Rewards Credit Card

4.5

OUR RATING

Representative APR

29.7% APR (variable)

Purchases

29.7% (variable) p.a.

Balance Transfers

29.7% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.7% (variable) p.a., most accepted customers get a rate of 29.7% APR (variable).

4.5

OUR RATING

Quick Look

The American Express UK Rewards credit card offers a straightforward rewards program with no annual fees. Cardholders can redeem points via PayPal and other partners, including Amazon, Boots, and Currys PC World. The card typically features a welcome bonus and a referral scheme for earning extra points.

Issuer American Express UK
Network American Express
Primary Category Rewards
Loyalty Scheme Points
Incentive on opening Earn 10,000 bonus Membership Rewards® points when you spend £2,000 in first 3 months of cardmembership. Referral scheme which earns you 4000 points for every successful referral.
Cashback rate (if applicable) Earn 1 Membership Rewards point for every £1 spent
Account Fees £0
Purchases 29.7% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.7% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 0.00%
Cash Advances 37% (variable) p.a. (fees apply)
Minimum Credit Limit £ 700.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Asda Money

Credit Card

3.4

OUR RATING

Representative APR

27.9% APR (variable)

Purchases

27.90% (variable) p.a.

Balance Transfers

27.90% (variable) p.a.

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 27.90% (variable) p.a., most accepted customers get a rate of 27.9% APR (variable).

3.4

OUR RATING

Quick Look

The Asda Money credit card is suitable for everyday purchases at Asda, allowing cardholders to collect points on their spending. It comes with no annual fee and offers a maximum credit limit of £3,000.

Issuer Asda Money
Network Visa
Primary Category Rewards
Loyalty Scheme Asda Rewards
Incentive on opening Get £20 in your Cashpot when you spend at least £50 in the first 60 days and set up a direct debit. Offer available for a limited time only.
Cashback rate (if applicable) Get 0.75% back on your Asda spend and 0.2% back everywhere else.
Account Fees £0
Purchases 27.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 27.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 34.1% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit Subject To Status: £5,000

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Avios Mastercard

4.5

OUR RATING

Representative APR

29.9% APR (variable)

Purchases

29.90% (variable) p.a.

Balance Transfers

29.90% (variable) p.a.

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).

4.5

OUR RATING

Quick Look

The Barclaycard Avios Mastercard is an annual fee free option for earning Avios points. New cardholders can earn 5,000 Avios when they spend £1,000 within the first three months. Cardholders earn 1 Avios point per £1 spent, and if you spend £20,000 or more annually, you become eligible for a British Airways cabin upgrade voucher or 7,000 bonus Avios points.

Issuer Barclaycard
Network Mastercard
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening You could collect 5,000 Avios if you spend £1,000 in your first three months. Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios.
Cashback rate (if applicable) Earn 1 Avios for every £1 you spend. Spend £20,000 or more within 12 months and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.
Account Fees £0
Purchases 29.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Avios Plus Mastercard

3.9

OUR RATING

Representative APR

80.1% APR (variable)

Purchases

29.90% (variable) p.a.

Balance Transfers

29.90% (variable) p.a.

Account Fees

£20 per month

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., and a fee of £20 per month, most accepted customers get a rate of 80.1% APR (variable).

3.9

OUR RATING

Quick Look

The Barclaycard Avios Plus Mastercard carries an annual fee of £240. It features a straightforward Avios rewards program suited for everyday purchases and offers a competitive welcome bonus. This card is ideal for frequent travellers seeking enhanced rewards.

Issuer Barclaycard
Network Mastercard
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening Earn 25,000 Avios when £3,000 is spent on the card over the first 3 months of opening. Access over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person.
Cashback rate (if applicable) Earn 1.5 Avios for every £1 you spend. Spend £10,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.
Account Fees £20 per month
Purchases 29.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Showing 1-10 of 28 Rewards credit cards