Image of aqua UK credit card logo

Aqua UK Credit Cards

2 CARDS

Aqua, issued by NewDay Limited, provides credit cards specifically designed for individuals with limited or poor credit histories, helping users to build or improve their credit scores. Aqua credit cards offer credit limit reviews, free access to credit score tracking, and convenient account management through their mobile app or online portal.

NewDay Limited

aqua Classic

4.1

OUR RATING

Representative APR

34.9% APR (variable)

Purchases

34.95% (variable) p.a.

Balance Transfers

34.95% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 34.95% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).

4.1

OUR RATING

Quick Look

The Aqua Classic credit card is designed for individuals looking to build or rebuild their credit history. It charges no annual fee and may suit those aiming to improve their credit score through responsible card use over time.

Issuer NewDay Limited
Network Mastercard
Primary Category Credit Building
Loyalty Scheme
Incentive on opening This card is for repairing credit. No annual fees
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 34.95% (variable) p.a.
Purchases Interest Free Period 48 days
Balance Transfers 34.95% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 44.95% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit £1,500

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

NewDay Limited

aqua Balance Transfer

3.5

OUR RATING

Representative APR

34.9% APR (variable)

Purchases

34.95% (variable) p.a.

Balance Transfers

0% for 5 months then 34.95% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 34.95% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).

3.5

OUR RATING

Quick Look

The Aqua Balance Transfer credit card offers 0% interest on balance transfers for up to five months, when transfers are made within the first 60 days of account opening. This short-term offer may appeal to those looking to manage smaller balances without paying interest, provided repayments are made in full before the promotional period ends.

Issuer NewDay Limited
Network Mastercard
Primary Category Balance Transfer
Loyalty Scheme
Incentive on opening This is a 0 interest for 5 months balance transfer card that also helps you build credit.
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 34.95% (variable) p.a.
Purchases Interest Free Period 48 days
Balance Transfers 0% for 5 months then 34.95% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 44.95% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit £1,500

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Showing all 2 credit cards

Didn’t find what you’re looking for? We also provide a full and complete view of the current UK credit card market with a dynamic database of over 120 alternative credit cards here.