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Barclaycard Credit Cards

9 CARDS

Barclaycard, one of the UK’s leading credit card providers, offers a range of options, including the Barclaycard Platinum Balance Transfer. Barclaycard also provides cards with cashback, rewards, and the opportunity to earn Avios points, all accessible through their convenient mobile banking app.

Barclaycard

Avios Mastercard

4.3

OUR RATING

Representative APR

29.9% APR (variable)

Purchases

29.90% (variable) p.a.

Balance Transfers

29.90% (variable) p.a.

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).

4.3

OUR RATING

Quick Look

Looking for an Avios card minus the annual fee? Then this could be a good option for you. Not only can you earn 5,000 Avios when £1,000 is spent on the card over the first 3 months of opening, but you can earn 1 Avios for every £1 you spend. If you spend £20,000 or more during the year, you can receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.

Issuer Barclaycard
Network Mastercard
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening You could collect 5,000 Avios if you spend £1,000 in your first three months. Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios.
Cashback rate (if applicable) Earn 1 Avios for every £1 you spend. Spend £20,000 or more within 12 months and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.
Account Fees £0
Purchases 29.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Avios Plus Mastercard

3.9

OUR RATING

Representative APR

80.1% APR (variable)

Purchases

29.90% (variable) p.a.

Balance Transfers

29.90% (variable) p.a.

Account Fees

£20 per month

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., and a fee of £20 per month, most accepted customers get a rate of 80.1% APR (variable).

3.9

OUR RATING

Quick Look

This card has an annual fee of £240. The Avios rewards program is simple and suited for everyday purchases with a good welcome bonus. Ideal for travellers.

Issuer Barclaycard
Network Mastercard
Primary Category Rewards
Loyalty Scheme Avios
Incentive on opening Earn 25,000 Avios when £3,000 is spent on the card over the first 3 months of opening. Access over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person.
Cashback rate (if applicable) Earn 1.5 Avios for every £1 you spend. Spend £10,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.
Account Fees £20 per month
Purchases 29.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.90% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

All Rounder Platinum

4.4

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 24 months

Balance Transfers

0% for 21 months then 24.94% (variable) p.a. (2.95% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

4.4

OUR RATING

Quick Look

This card is a good option for those seeking long interest-free periods on purchases and balance transfers. The good thing is, there are no annual fees.

Issuer Barclaycard
Network Visa
Primary Category Balance Transfer
Loyalty Scheme
Incentive on opening 0% interest purchase offer for up to 23 months and up to 20 months for balance transfers
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 0% for up to 24 months
Purchases Interest Free Period 56 days
Balance Transfers 0% for 21 months then 24.94% (variable) p.a. (2.95% fee)
Balance Transfer Fee (%) 2.95%
Cash Advances 24.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Forward Credit Card

3.7

OUR RATING

Representative APR

33.9% APR (variable)

Purchases

0% for up to 3 months, then 33.90% (variable) p.a.

Balance Transfers

29.54% (variable) p.a.

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 33.90% (variable) p.a., most accepted customers get a rate of 33.9% APR (variable).

3.7

OUR RATING

Quick Look

This card comes with an APR of 33.9%. This card is considered a good credit builder option because it has no annual fees and comes with a 0% interest rate on purchases for up to 3 months (then 33.90% variable p.a). They also advertise a price promise – 3% interest rate reduction If you make all your payments on time for the first year.

Issuer Barclaycard
Network Visa
Primary Category Credit Building
Loyalty Scheme
Incentive on opening Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 0% for up to 3 months, then 33.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.54% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 33.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Rewards Credit Card

4.0

OUR RATING

Representative APR

28.9% APR (variable)

Purchases

28.90% (variable) p.a.

Balance Transfers

28.90% (variable) p.a. (fee is stipulated in the offer)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 28.90% (variable) p.a., most accepted customers get a rate of 28.9% APR (variable).

4.0

OUR RATING

Quick Look

No annual fees are attached to this cashback card. There no fees on foreign transactions which makes this a good option for travellers.

Issuer Barclaycard
Network Visa
Primary Category Cashback
Loyalty Scheme Cashback
Incentive on opening Get 0.25% cashback on all your everyday spending, plus no transaction fees when you’re abroad. If you apply by August 30th 2025, you'll get an extra 0.25% cashback on eligible purchases until 30 November, 2025.
Cashback rate (if applicable) 0.25% after £1 of yearly spend. Cashback paid into card account annually or on request.
Account Fees £0
Purchases 28.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 28.90% (variable) p.a. (fee is stipulated in the offer)
Balance Transfer Fee (%) 0.00%
Cash Advances 28.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

The Amazon Barclaycard

3.7

OUR RATING

Representative APR

28.9% APR (variable)

Purchases

0% for 6 months, then 28.90% (variable) p.a.

Balance Transfers

Not available

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 28.9% (variable) p.a., most accepted customers get a rate of 28.9% APR (variable).

3.7

OUR RATING

Quick Look

A credit card that is ideal for Amazon shoppers. No annual fees yet you can still benefit from Amazon Rewards. Benefit also from 0% on purchases for the first 6 months.

Issuer Barclaycard
Network Visa
Primary Category Rewards
Loyalty Scheme Amazon Rewards
Incentive on opening Get a £20 Amazon Gift Card added to your Amazon account upon approval.
Cashback rate (if applicable) Get 1% back in rewards when you shop on Amazon; 0.5% back everywhere else; Amazon Prime members get 2% back in rewards during eligible Amazon key shopping events, like Prime Day. Earn £5 in rewards then transfer a £5 Amazon Gift Card to your linked Amazon.co.uk account – or let them keep growing.
Account Fees £0
Purchases 0% for 6 months, then 28.90% (variable) p.a.
Purchases Interest Free Period 57 days
Balance Transfers Not available
Balance Transfer Fee (%)
Cash Advances 28.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 500.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Platinum No Fee Balance Transfer

3.4

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 3 months, then 24.90% (variable) p.a.

Balance Transfers

0% for 14 months, then 24.90% (variable) p.a. No transfer fees.

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

3.4

OUR RATING

Quick Look

14 month 0 interest balance transfer card. No transfer fees.

Issuer Barclaycard
Network Visa
Primary Category Balance Transfer
Loyalty Scheme
Incentive on opening No transfer fees, 0% interest on balance transfer for up to 14 months
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 0% for up to 3 months, then 24.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 0% for 14 months, then 24.90% (variable) p.a. No transfer fees.
Balance Transfer Fee (%) 0.00%
Cash Advances 24.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Platinum Balance Transfer

4.2

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 3 months, then 24.90% (variable) p.a.

Balance Transfers

0% for 22 months, then 24.90% (variable) p.a. (1.99% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

4.2

OUR RATING

Quick Look

Up to 22 month 0 balance transfer card. No annual fees. Clear your balance transfer in 22 months or less and you will not pay any interest on the balance transfer.

Issuer Barclaycard
Network Visa
Primary Category Balance Transfer
Loyalty Scheme
Incentive on opening 0% interest on balance transfers for up to 22 months for transfers made within the first 60 days.
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 0% for up to 3 months, then 24.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 0% for 22 months, then 24.90% (variable) p.a. (1.99% fee)
Balance Transfer Fee (%) 1.99%
Cash Advances 24.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Barclaycard

Platinum Longer Balance Transfer

4.4

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

24.90% (variable) p.a.

Balance Transfers

0% for up to 33 months, then 24.90% (variable) p.a. (3.19% fee).

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, at a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

4.4

OUR RATING

Quick Look

33 months 0% balance transfer card. This is a great option for people who have a larger balance to transfer and pay off. It does come with a 3.45% balance transfer fee, which is lower than they previously had and it could make up for it with the longer 0% interest fee period.

Issuer Barclaycard
Network Visa
Primary Category Balance Transfer
Loyalty Scheme
Incentive on opening Benefit from 33 months interest free on your balance transfer.
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 24.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 0% for up to 33 months, then 24.90% (variable) p.a. (3.19% fee).
Balance Transfer Fee (%) 3.19%
Cash Advances 24.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 50.00
Maximum Credit Limit Subject to application, financial circumstances and borrowing history

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Showing all 9 credit cards

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