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Bip Credit Cards

1 CARD

Bip, issued by NewDay Limited, offers a fully digital credit card experience managed entirely through its app. The Bip credit card enables users to control transactions, spending, and payments directly from their phones, providing a flexible approach to credit management.

NewDay Limited

Bip Credit Card

4.1

OUR RATING

Representative APR

29.9% APR (variable)

Purchases

34.95% (variable) p.a.

Balance Transfers

34.95% (variable) p.a.

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 34.9% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).

4.1

OUR RATING

Quick Look

The Bip credit card stands out for having no annual fees, no late payment or over-limit charges, and no foreign transaction fees when used abroad. It may suit users looking for a digital first credit builder card with minimal extra costs.

Issuer NewDay Limited
Network Mastercard
Primary Category Credit Building
Loyalty Scheme
Incentive on opening No annual charges, no late payment or over-limit fees, and no extra charges for using it abroad. Digital card only.
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 34.95% (variable) p.a.
Purchases Interest Free Period 48 days
Balance Transfers 34.95% (variable) p.a.
Balance Transfer Fee (%) 0.00%
Cash Advances 34.95% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit Subject To Status: £1,200

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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