Halifax Credit Cards
10 CARDS
Halifax, a member of Lloyds Banking Group, provides a range of credit cards designed for various financial needs. Options include the Halifax Clarity card with low interest rates, perfect for travel, and the World Elite Mastercard option with exclusive benefits. With robust digital banking tools, Halifax enables customers to manage their accounts securely through both online banking and a customer-friendly mobile app.
Representative APR
24.9% APR (variable)
Purchases
0% for up to 17 months, then 24.94% (variable) p.a.
Balance Transfers
0% for 17 months, then 24.94% (variable) p.a. (2.99% fee for 3 months)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 24.94% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).
Representative APR
22.9% APR (variable)
Purchases
22.94% (variable) p.a.
Balance Transfers
22.94% (variable) p.a. (5% fee)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 22.94% (variable) p.a., most accepted customers get a rate of 22.9% APR (variable).
Representative APR
23.94% (variable) p.a.
Purchases
23.94% (variable) p.a.
Balance Transfers
23.94% (variable) p.a. (no fee)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 23.94% (variable) p.a., most accepted customers get a rate of 23.9% APR (variable).
Representative APR
10.9% APR (variable)
Purchases
10.94% (variable) p.a.
Balance Transfers
10.94% (variable) p.a. (0% fee for the first 90 days)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 10.94% (variable) p.a., most accepted customers get a rate of 10.9% APR (variable).
Representative APR
24.9% APR (variable)
Purchases
0% for up to 6 months, then 24.94% (variable) p.a.
Balance Transfers
0% for 27 months, then 24.94% (variable) p.a. (3.49% for 3 months)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 24.94% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).
Representative APR
55.0% APR (variable)
Purchases
22.94% (variable) p.a.
Balance Transfers
22.94% (variable) p.a. (5% fee)
Account Fees
£15 monthly account fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 22.94% (variable) p.a., and a fee of £15 per month, most accepted customers get a rate of 55.0% APR (variable).
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