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John Lewis Credit Cards

1 CARD

The John Lewis Partnership Credit Card, issued by NewDay Limited, rewards loyal shoppers with cashback on purchases at John Lewis and Waitrose. With competitive rates and flexible repayment options, this card is perfect for frequent shoppers looking to maximise their rewards while enjoying the benefits of the John Lewis NewDay partnership.

NewDay Limited

John Lewis Partnership Credit Card

3.9

OUR RATING

Representative APR

29.9% APR (variable)

Purchases

29.95% (variable) p.a.

Balance Transfers

29.95% (variable) p.a. (5% fee)

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 29.94% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).

More Details

3.9

OUR RATING

Quick Look

The John Lewis credit card is a popular choice for frequent John Lewis and Waitrose shoppers. New customers earn double points for 60 days, followed by ongoing rewards on every £4 spent. Ideal for loyal customers looking to maximise everyday spending. You can check your eligibility online with no impact on your credit score.

Issuer	NewDay Limited
Network	Mastercard
Primary Category	Rewards
Loyalty Scheme	Points
Incentive on opening	Start off with double points for 60 days when you open a John Lewis credit card: 10 points (instead of 5) for every £4 spent at John Lewis and Waitrose.
Cashback rate (if applicable)	After the first 60 days, earn 5 points for every £4 spent on eligible purchases at John Lewis and Waitrose and 1 point for every £10 spent elsewhere.
Account Fees	£0
Purchases	29.95% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	29.95% (variable) p.a. (5% fee)
Balance Transfer Fee (%)	5.00%
Cash Advances	39.94% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 250.00
Maximum Credit Limit	Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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