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Monzo Credit Cards

1 CARD

Monzo, a digital-first challenger bank, offers a modern approach to banking with credit card services fully integrated into its popular mobile app. Monzo delivers features like real-time spending notifications, budgeting tools, and easy in-app management of credit limits and payments. You can also earn cashback on eligible purchases, whether using your personal or joint account, and even when checking out with Apple Pay and Google Pay – available with Plus, Premium, and Flex Credit Cards.

Monzo

Flex Credit Card

3.0

OUR RATING

Representative APR

29.0% APR (variable)

Purchases

29.0% (variable) p.a.

Balance Transfers

Not Available

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 29% (variable) p.a., most accepted customers get a rate of 29.0% APR (variable).

Read Full Review

3.0

OUR RATING

Quick Look

Monzo Cashback Credit Card also offers no fees on foreign transactions and 0% on purchases paid in full or over 3 monthly installments. A Monzo current account is required to apply for Flex.

Issuer Monzo
Network Mastercard
Primary Category Cashback
Loyalty Scheme
Incentive on opening Interest free purchases when paying in full (purchases over £100) on your next payment date or in 3 monthly payments. Pay abroad with no fees.
Cashback rate (if applicable) You can earn cashback on eligible card purchases you make on your Flex Credit Card. You’ll also earn cashback if you checkout using Apple Pay and Google Pay
Account Fees £0
Purchases 29.0% (variable) p.a.
Purchases Interest Free Period 90 days
Balance Transfers Not Available
Balance Transfer Fee (%)
Cash Advances Not Available
Minimum Credit Limit £ 0.00
Maximum Credit Limit Subject To Status: £10,000

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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