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Ocean Finance Credit Cards

1 CARD

Ocean, issued by Capital One, offers credit cards aimed at individuals with limited or poor credit histories, helping them improve their credit scores. The Ocean credit card features credit limit reviews, no annual fees, and convenient account management through the mobile app or online portal. With a focus on responsible borrowing and fraud protection, Ocean is a flexible option for rebuilding financial profiles.

Capital One

Ocean Credit Card

4.4

OUR RATING

Representative APR

39.9% APR (variable)

Purchases

39.94% (variable) p.a.

Balance Transfers

39.94% (variable) p.a. (2.90% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 39.94% (variable) p.a., most accepted customers get a rate of 39.9% APR (variable).

Read Full Review

4.4

OUR RATING

Quick Look

The Ocean credit card is a straightforward credit builder option with no annual fees. It’s designed for individuals looking to improve their credit score over time through careful and consistent use.

Issuer Capital One
Network Mastercard
Primary Category Credit Building
Loyalty Scheme
Incentive on opening You may be eligible for 0% on balance transfers (subject to a 2.9% fee) and purchases for up to 6 months.
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 39.94% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 39.94% (variable) p.a. (2.90% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 39.94% (variable) p.a. (fees apply)
Minimum Credit Limit £ 200.00
Maximum Credit Limit Subject To Status: £8,000

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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