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thinkmoney Credit Cards

1 CARD

thinkmoney provides a credit-building credit card issued by Capital One. The thinkmoney credit card features manageable credit limits and is aimed at individuals looking to establish or rebuild their credit history, offering a straightforward solution for those with a limited or poor credit background.

Capital One

thinkmoney credit card

4.1

OUR RATING

Representative APR

39.9% APR (variable)

Purchases

39.94% (variable) p.a.

Balance Transfers

39.94% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 39.94% (variable) p.a., most accepted customers get a rate of 39.9% APR (variable).

4.1

OUR RATING

Quick Look

The Think Money credit card is a credit builder option with no annual fees. It offers 0% interest on both balance transfers and purchases for up to 6 months (transfer fees apply). This card may suit individuals looking to manage short-term borrowing while improving their credit profile.

Issuer Capital One
Network Mastercard
Primary Category Credit Building
Loyalty Scheme
Incentive on opening You may be eligible for 0% on balance transfers and purchases for 6 months (balance transfers will be subject to a 2.9% fee)
Cashback rate (if applicable) No cashback scheme
Account Fees £0
Purchases 39.94% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 39.94% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 39.94% (variable) p.a. (fees apply)
Minimum Credit Limit £ 200.00
Maximum Credit Limit Subject To Status: £4,000

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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