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Zopa Credit Cards

1 CARD

Zopa, a leading digital bank in the UK, offers flexible credit cards designed for financial control. With real-time updates on spending and balances through its mobile app, Zopa allows customers to manage their credit with ease. Featuring no foreign transaction fees and smart budgeting tools, Zopa credit cards provide clear terms to help maintain financial health.

Zopa

Visa

4.5

OUR RATING

Representative APR

34.90% APR (variable)

Purchases

34.90% (variable) p.a.

Balance Transfers

Not Available

Account Fees

£0

Representative Example: At an assumed credit limit of £1,200, with a purchase rate of 34.90% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).

Check Eligibility

4.5

OUR RATING

Quick Look

The Zopa credit card comes with no annual fees and no foreign transaction fees, making it a flexible option for spending at home or abroad. One standout feature is Credit Cushion, which allows you to set aside part of your available credit to help manage spending. This reserved amount is kept separate and can be accessed when needed, offering a built-in way to encourage better financial habits.

Issuer	Zopa
Network	Visa
Primary Category	Credit Building
Loyalty Scheme
Incentive on opening	No annual fees. It's a travel credit card too - they don't charge fees for using your card while abroad.
Cashback rate (if applicable)	No cashback scheme
Account Fees	£0
Purchases	34.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	Not Available
Balance Transfer Fee (%)	0.00%
Cash Advances	34.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 250.00
Maximum Credit Limit	Subject To Status: £1,200

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

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