Loans by Mal Personal Unsecured Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
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Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate from this provider and a panel of others without any impact on your credit score. Representative 18.6% APR.
Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.
Our Verdict
Loans by Mal offers same day personal loans with a focus on transparency and repayment flexibility. They advertise no hidden fees or charges, and that they don’t charge any fees for early repayment. That means you can settle your loan early or make overpayments at any time without additional fees helping you reduce the overall interest paid. Once your application is approved, funds are usually received within a couple of hours. The APR ranges from 22.0% to 93.8%, depending on your credit score, loan amount, and repayment term. It's always important to review the rate you're offered to fully understand the cost of borrowing. These personal loans may appeal to borrowers who prioritise immediate access to funds but you should always compare your options before applying.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Loans by Mal |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Flat |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £5,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 36 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | Minimum applicant income £1,300. UK Resident. |
| Minimum Age | 21 |
| Maximum Age | 75 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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