NatWest Existing Customer Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
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Our Verdict
NatWest personal loans are a flexible option for home improvements or other needs, with loan amounts up to £50,000 and terms of up to 10 years. These unsecured loans come with competitive interest rates, though an Early Repayment Fee may apply so it’s important to review the terms. Joint personal loans are available online if both applicants hold a sole or joint NatWest current account. Funds are typically received the same day if the loan agreement is signed before 5:45pm, Monday to Friday (excluding bank holidays).
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | NatWest |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Effective |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £50,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 120 |
| Customer Type | Existing Customers only |
| Relationship | Natwest current account for at least 3 months required. |
| Acceptance Criteria | UK Resident with a NatWest current account. You must not have been declared bankrupt in the last six years and have not applied for a loan with Natwest in the last 28 days. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £50,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
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Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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