TSB Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
Our Verdict
TSB offers unsecured personal loans with interest rates starting from 5.75%, depending on the loan amount and repayment term. Non-TSB customers can apply in branch, by phone, or online if aged 21 or over. Existing current account holders (for 3+ months) approved before 6pm can typically receive funds on the same day.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | TSB |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Daily |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £50,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 84 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | Minimum applicant net income of £850 per month. ,No recent CCJs, Credit Defaults or bankruptcies. You must be up to date with any TSB debts |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £25,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Get Personalised Loan Rates
Find lenders that can approve you
Options for all credit backgrounds
Representative 18.6% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.
Lendable Ltd: Who they are, the products they offer, and customer reviews
Lendable Ltd is the regulated fintech behind Zable and thimbl credit cards in the UK. Understand who they are and ...
Thimbl credit card review 2025: Features, eligibility and how it works
Thimbl is a credit builder card backed by Lendable Ltd and designed for people with limited credit history ...
Zable Credit Card Review: Is it legit, safe, and worth it?
Read on as we explain how the Zable credit card works, who it's for and how to apply ...