Allied Irish Bank (GB) Classic Credit Card

3.1

OUR RATING

Representative APR

24.3% (variable) p.a.

Purchases

20.64% (variable) p.a.

Balance Transfers

20.64% (variable) p.a. (1.50% fee)

Account Fees

£8

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 20.64% (variable) p.a., and a fee of £8 per annum, most accepted customers get a rate of 24.3% APR (variable).

3.1

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The Allied Irish Bank (GB) Classic credit card is available exclusively to AIB customers. It features a low annual fee and offers access to an emergency cash service for lost or stolen cards abroad, though applicable fees and charges may apply.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Allied Irish Bank (GB)
Network	Visa
Primary Category	Purchases
Loyalty Scheme
Incentive on opening	None
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£8
Purchases	20.64% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	20.64% (variable) p.a. (1.50% fee)
Balance Transfer Fee	1.50%
Cash Advances	20.64% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 0.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£8
Late Payment	£ 12
Returned Payment	£ 12
Exceed Limit	£ 12
Duplicate Statement	£ 10
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	1.50%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.75%
Foreign Usage World	2.75%