American Express UK British Airways Premium Plus
Representative APR
136.4% APR (variable)
Purchases
29.4% (variable) p.a.
Balance Transfers
29.4% (variable) p.a. (3% fee)
Account Fees
£300 p.a.
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.4% (variable) p.a., and a fee of £300 per annum, most accepted customers get a rate of 136.4% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The American Express UK British Airways Premium Plus credit card is designed for high spenders and frequent travellers. It carries a high annual fee but offers a tailored Avios rewards program for frequent flyers. Cardholders can also earn 9,000 Avios points for each successful friend referral.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | American Express UK |
|---|---|
| Network | American Express |
| Primary Category | Rewards |
| Loyalty Scheme | Avios |
| Incentive on opening | 30,000 bonus Avios when you spend £6,000 in your first three months of Cardmembership. Plus, a Companion Voucher in any cabin, including business & first class when you spend £15,000 in a membership year. |
| Cashback/Rewards (if applicable) | Collect 1.5 Avios for every £1 spend on Purchases. Earn 3 Avios for every £1 spent with British Airways and BA Holidays |
| Account Fee | £300 p.a. |
| Purchases | 29.4% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.4% (variable) p.a. (3% fee) |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 37% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 700.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £300 p.a. |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 12 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 2 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers. No eligibility for Welcome Bonus awards if you hold or have held any personal American Express Cards in the past 24 months. |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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