American Express UK British Airways Premium Plus

4.1

OUR RATING

Representative APR

138.5% APR (variable)

Purchases

30.4% (variable) p.a.

Balance Transfers

30.4% (variable) p.a. (3% fee)

Account Fees

£300 p.a.

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 30.4% (variable) p.a., and a fee of £300 per annum, most accepted customers get a rate of 138.5% APR (variable).

4.1

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The American Express UK British Airways Premium Plus credit card is designed for high spenders and frequent travellers. It carries a high annual fee but offers a tailored Avios rewards program for frequent flyers. Cardholders can also earn 9,000 Avios points for each successful friend referral.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	American Express UK
Network	American Express
Primary Category	Rewards
Loyalty Scheme	Avios
Incentive on opening	30,000 bonus Avios when you spend £6,000 in your first three months of Cardmembership. Plus, a Companion Voucher in any cabin, including business & first class when you spend £15,000 in a membership year.
Cashback/Rewards (if applicable)	Collect 1.5 Avios for every £1 spend on Purchases. Earn 3 Avios for every £1 spent with British Airways and BA Holidays
Account Fee	£300 p.a.
Purchases	30.4% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	30.4% (variable) p.a. (3% fee)
Balance Transfer Fee	0.00%
Cash Advances	37.7% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 700.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£300 p.a.
Late Payment	£ 12
Returned Payment	£ 12
Exceed Limit	£ 0
Duplicate Statement	£ 2
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.99%
Foreign Usage World	2.99%

Application Requirements

Availability	Available to new customers. No eligibility for Welcome Bonus awards if you hold or have held any personal American Express Cards in the past 24 months.
Minimum Income	£ 0
Minimum Age	18
Residency	Permanent resident in the UK.