American Express UK The Platinum Card
OUR RATING
Representative APR
704.6% APR (variable)
Purchases
31.0% (variable) p.a.
Balance Transfers
31.0% (variable) p.a. (3% fee)
Account Fees
£650.00 per annum
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 31.0% (variable) p.a., and a fee of £650 per annum, most accepted customers get a rate of 704.6% APR (variable).
Our Verdict
Product Features & Benefits
| Issuer | American Express UK |
|---|---|
| Network | American Express |
| Primary Category | Rewards |
| Loyalty Scheme | Points |
| Incentive on opening | Earn 75,000 Membership Rewards points PLUS spend anything in month 15 and get 25,000 Membership Rewards points when you spend £10,000 in your first six months of card membership. Offer ends 9 January 2024. Terms Apply. 18+, subject to status. |
| Cashback rate (if applicable) | No cashback scheme |
| Account Fees | £650.00 per annum |
| Purchases | 31.0% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 31.0% (variable) p.a. (3% fee) |
| Balance Transfer Fee (%) | 0 |
| Cash Advances | 38.3% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £700 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee (£) | £650.00 per annum |
|---|---|
| Late Payment (£) | 12 |
| Returned Payment (£) | 12 |
| Exceed Limit (£) | 0 |
| Duplicate Statement (£) | 2 |
| Replacement Card (£) | 0 |
| Trace Fee (£) | 0 |
| Cash Withdrawal Fee (%) | 3 |
| Cash Withdrawal Minimum Charge (£) | 3 |
| Foreign Usage EU (%) | 2.99 |
| Foreign Usage World (%) | 2.99 |
Application Requirements
| Availability | Available to new customers |
|---|---|
| Minimum Income | 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
Executive Editor: Daniel Blackmore
Updated: 01/02/2024
