Asda Money Credit Card

3.4

OUR RATING
Representative APR

27.9% APR (variable)

Purchases

27.90% (variable) p.a.

Balance Transfers

27.90% (variable) p.a.

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 27.90% (variable) p.a., most accepted customers get a rate of 27.9% APR (variable).

3.4

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The Asda Money credit card is suitable for everyday purchases at Asda, allowing cardholders to collect points on their spending. It comes with no annual fee and offers a maximum credit limit of £3,000.
Tip Icon

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

 

Issuer Asda Money
Network Visa
Primary Category Rewards
Loyalty Scheme Asda Rewards
Incentive on opening Get £20 in your Cashpot when you spend at least £50 in the first 60 days and set up a direct debit. Offer available for a limited time only.
Cashback/Rewards (if applicable) Get 0.75% back on your Asda spend and 0.2% back everywhere else.
Account Fee £0
Purchases 27.90% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 27.90% (variable) p.a.
Balance Transfer Fee 0.00%
Cash Advances 34.1% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit Subject To Status: £5,000

Fees & Charges

 

Account Fee £0
Late Payment £ 12
Returned Payment £ 0
Exceed Limit £ 12
Duplicate Statement £ 5
Replacement Card £ 0
Trace Fee £ 0
Cash Withdrawal Fee 3%
Cash Withdrawal Minimum Charge £ 3
Foreign Usage EU 2.99%
Foreign Usage World 2.99%

Application Requirements

 

Availability Available to new customers.
Minimum Income £ 0
Minimum Age 18
Residency Permanent resident in the UK.

Find the right Credit Card for you

Tick bullet point icon
Does not impact your credit score
Tick bullet point icon
Find out which credit cards you’re eligible for
Tick bullet point icon
26.5% Representative APR (variable)

Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.

What is a good credit score in the UK?

What is a good credit score in the UK?

Understanding credit scoring is important for maintaining your financial well-being and, at Mintify, we simplify complex financial concepts to help ...
Best Credit Cards 2025 UK

Best Credit Cards 2025 UK

Credit cards have become an essential part of how we manage our money, offering convenience, ...
How to choose a credit card in the UK

How to choose a credit card in the UK

With hundreds of credit cards on the market, it's important to show around and find ...
Apply for a Post Office Credit Card in the UK

Apply for a Post Office Credit Card in the UK

The Post Office Credit Card UK, issued by Capital One, is a popular choice among ...