Asda Money Credit Card
Representative APR
29.9% APR (variable)
Purchases
29.9% (variable) p.a.
Balance Transfers
29.9% (variable) p.a.
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.9% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Asda Money credit card is suitable for everyday purchases at Asda, allowing cardholders to collect points on their spending. It comes with no annual fee and offers a maximum credit limit of £5,000.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Asda Money |
|---|---|
| Network | Visa |
| Primary Category | Rewards |
| Loyalty Scheme | Asda Rewards |
| Incentive on opening | Get £20 in your Cashpot when you spend at least £50 in the first 60 days and set up a direct debit. Offer available for a limited time only. |
| Cashback/Rewards (if applicable) | Get 0.75% back on your Asda spend and 0.2% back everywhere else. |
| Account Fee | £0 |
| Purchases | 29.9% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.9% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 34.1% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 250.00 |
| Maximum Credit Limit | Subject To Status: £5,000 |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 12 |
| Duplicate Statement | £ 5 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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