Asda Money Select Credit Card
Representative APR
44.8% APR (variable)
Purchases
39.8% (variable) p.a.
Balance Transfers
39.8% (variable) p.a.
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 39.80% (variable) p.a., most accepted customers get a rate of 39.8% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Asda credit card is aimed at customers looking to build or improve their credit history. It offers a maximum credit limit of up to £5,000. While there are no annual fees, the card includes a rewards scheme that becomes available after 90 days of account use.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Asda Money |
|---|---|
| Network | Visa |
| Primary Category | Credit Building |
| Loyalty Scheme | Asda Rewards |
| Incentive on opening | Get £20 in your Cashpot when you spend at least £50 in the first 60 days and set up a direct debit. Offer available for a limited time only. |
| Cashback/Rewards (if applicable) | Get 0.75% back on your Asda spend and 0.2% back everywhere else. |
| Account Fee | £0 |
| Purchases | 39.8% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 39.8% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 44.80% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 250.00 |
| Maximum Credit Limit | Subject To Status: £5,000 |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 12 |
| Duplicate Statement | £ 5 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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