Bank of China (UK) Great Wall International Gold
OUR RATING
Representative APR
13.5% APR (variable)
Purchases
12.70% (variable) p.a.
Balance Transfers
Not Available
Account Fees
No Fee
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 12.70% (variable) p.a., most accepted customers get a rate of 13.5% APR (variable).
Our Verdict
Product Features & Benefits
| Issuer | Bank of China (UK) |
|---|---|
| Network | Visa |
| Primary Category | Purchases |
| Loyalty Scheme | None |
| Incentive on opening | None |
| Cashback rate (if applicable) | No cashback scheme |
| Account Fees | No Fee |
| Purchases | 12.70% (variable) p.a. |
| Purchases Interest Free Period | 50 days |
| Balance Transfers | Not Available |
| Balance Transfer Fee (%) | 0 |
| Cash Advances | 12.70% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £250 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee (£) | No Fee |
|---|---|
| Late Payment (£) | 12 |
| Returned Payment (£) | 12 |
| Exceed Limit (£) | 12 |
| Duplicate Statement (£) | 3 |
| Replacement Card (£) | 5 |
| Trace Fee (£) | 12 |
| Cash Withdrawal Fee (%) | 2 |
| Cash Withdrawal Minimum Charge (£) | 0 |
| Foreign Usage EU (%) | 2 |
| Foreign Usage World (%) | 2 |
Application Requirements
| Availability | Hold an existing bank account with Bank of China (UK) with no previous unsatisfactory account operating history, default payment or bad debt. |
|---|---|
| Minimum Income | 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
Executive Editor: Daniel Blackmore
Updated: 01/02/2024
