Barclaycard All Rounder Platinum

4.0

OUR RATING

Representative APR

24.9% APR (variable)

Purchases

0% for up to 24 months

Balance Transfers

0% for 21 months then 24.94% (variable) p.a. (2.95% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).

4.0

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The All Rounder Platinum credit card is an option for those seeking extended interest-free periods on both purchases and balance transfers. It also comes with the added benefit of no annual fees, making it a flexible choice for managing short- to mid-term borrowing.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Barclaycard
Network	Visa
Primary Category	Balance Transfer
Loyalty Scheme
Incentive on opening	0% interest purchase offer for up to 23 months and up to 20 months for balance transfers
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	0% for up to 24 months
Purchases Interest Free Period	56 days
Balance Transfers	0% for 21 months then 24.94% (variable) p.a. (2.95% fee)
Balance Transfer Fee	2.95%
Cash Advances	24.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 50.00
Maximum Credit Limit	Subject to application, financial circumstances and borrowing history

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 0
Exceed Limit	£ 0
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 2.99
Foreign Usage EU	2.99%
Foreign Usage World	2.99%