Barclaycard Avios Mastercard
Editor, Credit Cards: Michelle Blackmore
Last Updated: 10/08/2024
OUR RATING
Representative APR
29.9% APR (variable)
Purchases
29.90% (variable) p.a.
Balance Transfers
29.90% (variable) p.a.
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
Looking for an Avios card minus the annual fee? Then this could be a good option for you. Not only can you earn 5,000 Avios when £1,000 is spent on the card over the first 3 months of opening, but you can earn 1 Avios for every £1 you spend. If you spend £20,000 or more during the year, you can receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios.Product Features & Benefits
| Issuer | Barclaycard |
|---|---|
| Network | Mastercard |
| Primary Category | Rewards |
| Loyalty Scheme | Avios |
| Incentive on opening | You will collect 5,000 Avios if you spend £1,000 in your first three months. You could also receive a welcome bonus and a cabin upgrade voucher. Terms and conditions apply. |
| Cashback/Rewards (if applicable) | Earn 1 Avios for every £1 you spend. Spend £20,000 or more within 12 months and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios. |
| Account Fee | £0 |
| Purchases | 29.90% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.90% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 29.90% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 50.00 |
| Maximum Credit Limit | Subject to application, financial circumstances and borrowing history |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 20,000 |
| Minimum Age | 21 |
| Residency | Permanent resident in the UK. |
The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer