Barclaycard Avios Mastercard
Representative APR
29.9% APR (variable)
Purchases
29.90% (variable) p.a.
Balance Transfers
29.90% (variable) p.a.
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., most accepted customers get a rate of 29.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Barclaycard Avios Mastercard is an annual fee free option for earning Avios points. New cardholders can earn 5,000 Avios when they spend £1,000 within the first three months. Cardholders earn 1 Avios point per £1 spent, and if you spend £20,000 or more annually, you become eligible for a British Airways cabin upgrade voucher or 7,000 bonus Avios points.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Barclaycard |
|---|---|
| Network | Mastercard |
| Primary Category | Rewards |
| Loyalty Scheme | Avios |
| Incentive on opening | You could collect 5,000 Avios if you spend £1,000 in your first three months. Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. |
| Cashback/Rewards (if applicable) | Earn 1 Avios for every £1 you spend. Spend £20,000 or more within 12 months and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios. |
| Account Fee | £0 |
| Purchases | 29.90% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.90% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 29.90% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 50.00 |
| Maximum Credit Limit | Subject to application, financial circumstances and borrowing history |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 20,000 |
| Minimum Age | 21 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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