Barclaycard Avios Plus Mastercard
Representative APR
80.1% APR (variable)
Purchases
29.90% (variable) p.a.
Balance Transfers
29.90% (variable) p.a.
Account Fees
£20 per month
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.90% (variable) p.a., and a fee of £20 per month, most accepted customers get a rate of 80.1% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Barclaycard Avios Plus Mastercard carries an annual fee of £240. It features a straightforward Avios rewards program suited for everyday purchases and offers a competitive welcome bonus. This card is ideal for frequent travellers seeking enhanced rewards.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Barclaycard |
|---|---|
| Network | Mastercard |
| Primary Category | Rewards |
| Loyalty Scheme | Avios |
| Incentive on opening | Earn 25,000 Avios when £3,000 is spent on the card over the first 3 months of opening. Access over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person. |
| Cashback/Rewards (if applicable) | Earn 1.5 Avios for every £1 you spend. Spend £10,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios. |
| Account Fee | £20 per month |
| Purchases | 29.90% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.90% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 29.90% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 50.00 |
| Maximum Credit Limit | Subject to application, financial circumstances and borrowing history |
Fees & Charges
| Account Fee | £20 per month |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 20,000 |
| Minimum Age | 21 |
| Residency | Permanent resident in the UK. |
Find the right Credit Card for you
No impact to your credit score
Find out which cards you’re eligible for
34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
When to do a balance transfer (and how to plan ahead)
Credit Cards for everyday spending
