Barclaycard Rewards Credit Card
Representative APR
28.9% APR (variable)
Purchases
28.90% (variable) p.a.
Balance Transfers
28.90% (variable) p.a. (fee is stipulated in the offer)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 28.90% (variable) p.a., most accepted customers get a rate of 28.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Barclaycard Rewards credit card comes with no annual fees and no foreign transaction fees, making it a suitable option for travellers seeking cashback on everyday spending without extra costs abroad.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Barclaycard |
|---|---|
| Network | Visa |
| Primary Category | Cashback |
| Loyalty Scheme | Cashback |
| Incentive on opening | Get 0.25% cashback on all your everyday spending, plus no transaction fees when you’re abroad. If you apply by August 30th 2025, you'll get an extra 0.25% cashback on eligible purchases until 30 November, 2025. |
| Cashback/Rewards (if applicable) | 0.25% after £1 of yearly spend. Cashback paid into card account annually or on request. |
| Account Fee | £0 |
| Purchases | 28.90% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 28.90% (variable) p.a. (fee is stipulated in the offer) |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 28.90% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 50.00 |
| Maximum Credit Limit | Subject to application, financial circumstances and borrowing history |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 0% |
| Cash Withdrawal Minimum Charge | £ 0 |
| Foreign Usage EU | 0.00% |
| Foreign Usage World | 0.00% |
Application Requirements
| Availability | Available to new customers. |
|---|---|
| Minimum Income | £ 20,000 |
| Minimum Age | 21 |
| Residency | Permanent resident in the UK. |
Find the right Credit Card for you
Does not impact your credit score
Find out which credit cards you’re eligible for
34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.
Zopa Credit Card Review – is it really award winning?
No fee credit cards in the UK – balance transfer, cashback and travel options explained
