Coutts & Co Silk Credit Card
Representative APR
19.99% (variable) p.a.
Purchases
19.99% (variable) p.a.
Balance Transfers
Not Available
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 19.99% (variable) p.a., most accepted customers get a rate of 19.99% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Coutts & Co Silk credit card is available exclusively to Coutts clients. It offers a range of exclusive travel benefits, catering to those seeking premium credit card features alongside a prestigious banking relationship.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Coutts & Co |
|---|---|
| Network | Mastercard |
| Primary Category | Purchases |
| Loyalty Scheme | THANK YOU FROM COUTTS is the exclusive reward programme which thanks clients for their loyalty. |
| Incentive on opening | LoungeKey™ is an airport lounge access programme which provides Silk cardholders with access to over 1100 VIP lounges in over 300 major airports worldwide, when showing your Silk Card. A flat rate of £24 per visit will apply. |
| Cashback/Rewards (if applicable) | No cashback scheme |
| Account Fee | £0 |
| Purchases | 19.99% (variable) p.a. |
| Purchases Interest Free Period | 46 days |
| Balance Transfers | Not Available |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 19.99% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 0.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 0 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 4 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3.00% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 0.00% |
| Foreign Usage World | 0.00% |
Application Requirements
| Availability | Only available to existing customers |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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