Danske Bank Standard Mastercard

3.6

OUR RATING

Representative APR

22.9% APR (variable)

Purchases

0% for up to 5 months, then 22.85% (variable) p.a.

Balance Transfers

0% for 5 months, then 22.85% (variable) p.a.

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 22.85% (variable) p.a., most accepted customers get a rate of 22.9% APR (variable).

3.6

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The Danske Bank Standard Mastercard features no annual fees and offers lower foreign transaction fees than others in the market. It also provides up to 5 months of 0% interest on purchases and balance transfers, making it a solid all-round credit card option.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Danske Bank
Network	Mastercard
Primary Category	Purchases
Loyalty Scheme
Incentive on opening	A contactless credit card with a 0% rate on purchases and balance transfers for the first five months.
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	0% for up to 5 months, then 22.85% (variable) p.a.
Purchases Interest Free Period	59 days
Balance Transfers	0% for 5 months, then 22.85% (variable) p.a.
Balance Transfer Fee	0.00%
Cash Advances	22.85% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 250.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£0
Late Payment	£ 8
Returned Payment	£ 0
Exceed Limit	£ 0
Duplicate Statement	£ 5
Replacement Card	£ 6
Trace Fee	£ 0
Cash Withdrawal Fee	2.75%
Cash Withdrawal Minimum Charge	£ 2.75
Foreign Usage EU	2.75%
Foreign Usage World	2.75%