HSBC Premier World Elite
Representative APR
100.2% APR (variable)
Purchases
29.9% (variable) p.a.
Balance Transfers
29.9% (variable) p.a.
Account Fees
£290 p.a.
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.9% (variable) p.a., and a fee of £290 per annum, most accepted customers get a rate of 100.2% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The HSBC Premier World Elite credit card carries a high annual fee but offers substantial rewards, including double points on purchases made abroad. It is designed for high spenders and frequent travellers seeking premium benefits and enhanced rewards on international spending.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | HSBC |
|---|---|
| Network | Mastercard |
| Primary Category | Rewards |
| Loyalty Scheme | Points |
| Incentive on opening | For a limited time only, earn 60,000 Reward points when you spend £2,000 on card in first 90 days of card membership. The main and additional card holders can get access to more than 1,700 airport lounges worldwide with Priority Pass. Benefit from up to 10% off at selected Expedia hotels. |
| Cashback/Rewards (if applicable) | For every £1 of eligible spend, you’ll earn 3 reward point if it’s in sterling or 4 reward points if it’s in another currency. Spend £12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary of card membership. |
| Account Fee | £290 p.a. |
| Purchases | 29.9% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.9% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 29.9% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 5,000.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £290 p.a. |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 5 |
| Exceed Limit | £ 12 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 2.99% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.99% |
| Foreign Usage World | 2.99% |
Application Requirements
| Availability | Only available to HSBC Premier customers. |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
Find the right Credit Card for you
No impact to your credit score
Find out which cards you’re eligible for
34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
Balance transfer cards for credit builders
How much can you balance transfer?
