HSBC Student Credit Card

3.5

OUR RATING

Representative APR

18.9% APR (variable)

Purchases

18.90% (variable) p.a.

Balance Transfers

18.90% (variable) p.a.

Account Fees

£0

Representative Example:

At an assumed credit limit of £500, with a purchase rate of 18.90% (variable) p.a., most accepted customers get a rate of 18.9% APR (variable).

3.5

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

A simple credit card with 18.9% APR and no annual fees.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	HSBC
Network	Visa
Primary Category	Student
Loyalty Scheme
Incentive on opening	No annual fees with this credit builder card
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	18.90% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	18.90% (variable) p.a.
Balance Transfer Fee	0.00%
Cash Advances	23.60% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 500.00
Maximum Credit Limit	£500

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 5
Exceed Limit	£ 12
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.99%
Foreign Usage World	2.99%

Application Requirements

Availability	Only available to existing HSBC customers holding a Student Bank Account.
Minimum Income	£ 0
Minimum Age	18
Residency	Permanent resident in the UK.