Lendable Ltd Zable
Representative APR
48.9% APR (variable)
Purchases
48.9% (variable) p.a.
Balance Transfers
Not Available
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 48.9% (variable) p.a., most accepted customers get a rate of 48.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Zable credit card is designed to help build your credit history while avoiding fees on overseas spending. With no foreign transaction fees and a focus on credit building, it may suit those who plan to pay off their balance in full each month.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Lendable Ltd |
|---|---|
| Network | Mastercard |
| Primary Category | Credit Building |
| Loyalty Scheme | None |
| Incentive on opening | If you manage your card responsibly, Zable will automatically review your account for credit limit increases and let you know if you’re eligible. You could be eligible to spend on your Zable credit card using Apple Pay and Google Pay which means you could potentially start using your virtual card instantly. |
| Cashback/Rewards (if applicable) | No cashback scheme |
| Account Fee | £0 |
| Purchases | 48.9% (variable) p.a. |
| Purchases Interest Free Period | 35 days |
| Balance Transfers | Not Available |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 48.9% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 200.00 |
| Maximum Credit Limit | Subject To Status: £1,500 |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 0% |
| Foreign Usage World | 0% |
Application Requirements
| Availability | Available to new customers. Must not already have a Zable credit card. |
|---|---|
| Minimum Income | £ 800 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.
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