Lendable Ltd Zable

3.2

OUR RATING

Representative APR

48.9% APR (variable)

Purchases

48.9% (variable) p.a.

Balance Transfers

Not Available

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 48.9% (variable) p.a., most accepted customers get a rate of 48.9% APR (variable).

3.2

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

A credit building card with no fees on transactions abroad and very few extra fees. A card to consider, but only if you pay off the card in full each month.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Lendable Ltd
Network	Mastercard
Primary Category	Credit Building
Loyalty Scheme	None
Incentive on opening	If you manage your card responsibly and Zable will automatically review your account for credit limit increases and let you know if you’re eligible.
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	48.9% (variable) p.a.
Purchases Interest Free Period	35 days
Balance Transfers	Not Available
Balance Transfer Fee	0.00%
Cash Advances	48.9% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 0.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 0
Exceed Limit	£ 0
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	0%
Foreign Usage World	0%