MBNA Limited Long 0% Balance Transfer
Representative APR
24.9% APR (variable)
Purchases
24.94% (variable) p.a.
Balance Transfers
0% for 34 months, then 24.94% (variable) p.a. (3.49% fee)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 24.94% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The MBNA Long 0% Balance Transfer credit card offers an extended interest-free period on balance transfers, alongside a 0% interest offer on money transfers. It also includes cashback incentives, making it a versatile option for consolidating debt while earning rewards on eligible spending.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | MBNA Limited |
|---|---|
| Network | Mastercard |
| Primary Category | Balance Transfer |
| Loyalty Scheme | |
| Incentive on opening | Earn up to 15% cashback on purchases through Smart Rewards at popular retailers. |
| Cashback/Rewards (if applicable) | Up to 15% cashback on purchases through Smart Rewards at popular retailers. |
| Account Fee | £0 |
| Purchases | 24.94% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 0% for 34 months, then 24.94% (variable) p.a. (3.49% fee) |
| Balance Transfer Fee | 5.00% |
| Cash Advances | 24.94% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 0.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 5% |
| Cash Withdrawal Minimum Charge | £ 0 |
| Foreign Usage EU | 3% |
| Foreign Usage World | 3% |
Application Requirements
| Availability | Available to new customers. Must hold a UK bank/building society account. |
|---|---|
| Minimum Income | £ 14,000 |
| Minimum Age | 18 |
| Residency | Must hold permanent UK address for 3 years. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.
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