Metro Bank Personal Credit Card
Representative APR
18.9% (variable) p.a.
Purchases
17.44% (variable) p.a.
Balance Transfers
Not Available
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 17.44% (variable) p.a., most accepted customers get a rate of 18.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
This card was stopped being available for existing customers as of 10th September 2024. If you are interested in a Purchases credit card, check out the Best Purchase Credit Cards in the UK. Alternatively, take a free eligibility check to see what other credit card options are a match to you.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Metro Bank |
|---|---|
| Network | Mastercard |
| Primary Category | Purchases |
| Loyalty Scheme | |
| Incentive on opening | Currently not accepting new applications for Personal Credit Cards at this time. |
| Cashback/Rewards (if applicable) | No cashback scheme |
| Account Fee | £0 |
| Purchases | 17.44% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | Not Available |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 17.44% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 500.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 0 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 0.00% |
| Cash Withdrawal Minimum Charge | £ 0 |
| Foreign Usage EU | 0% |
| Foreign Usage World | 0% |
Application Requirements
| Availability | Not accepting new applications |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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