Monzo Flex Credit Card

4.4

OUR RATING

Representative APR

29.0% APR (variable)

Purchases

29.0% (variable) p.a.

Balance Transfers

Not Available

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 29% (variable) p.a., most accepted customers get a rate of 29.0% APR (variable).

4.4

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The Monzo Flex Credit Card offers no fees on foreign transactions and 0% interest on purchases when paid in full or spread over three monthly instalments. Applicants must have a Monzo current account to be eligible for the Flex feature, which allows flexible payment options.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Monzo
Network	Mastercard
Primary Category	Cashback
Loyalty Scheme
Incentive on opening	Interest free purchases when paying in full (purchases over £100) on your next payment date or in 3 monthly payments. Pay abroad with no fees.
Cashback/Rewards (if applicable)	You can earn cashback on eligible card purchases you make on your Flex Credit Card. You’ll also earn cashback if you checkout using Apple Pay and Google Pay
Account Fee	£0
Purchases	29.0% (variable) p.a.
Purchases Interest Free Period	90 days
Balance Transfers	Not Available
Balance Transfer Fee
Cash Advances	Not Available
Minimum Credit Limit	£ 0.00
Maximum Credit Limit	Subject To Status: £10,000

Fees & Charges

Account Fee	£0
Late Payment	£ 0
Returned Payment	£ 0
Exceed Limit	£ 0
Duplicate Statement	£
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	0%
Cash Withdrawal Minimum Charge	£ 0
Foreign Usage EU	0.00%
Foreign Usage World	0.00%