Nationwide Member All Rounder
Representative APR
24.9% APR (variable)
Purchases
0% for up to 15 months, then 24.90% (variable) p.a.
Balance Transfers
0% for 15 months, then 24.90% (variable) p.a. (1.5% fee for 3 months)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 24.9% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Nationwide Member All Rounder credit card offers up to 15 months of 0% interest on both balance transfers and purchases, with no annual fees. It also charges no foreign transaction fees, making it a suitable option for everyday use at home and abroad, particularly for frequent travellers.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Nationwide |
|---|---|
| Network | Visa |
| Primary Category | Balance Transfer |
| Loyalty Scheme | |
| Incentive on opening | 0% on both Purchases and balance transfers and purchases for up to 15 months. No fees for purchases abroad. |
| Cashback/Rewards (if applicable) | No cashback scheme |
| Account Fee | £0 |
| Purchases | 0% for up to 15 months, then 24.90% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 0% for 15 months, then 24.90% (variable) p.a. (1.5% fee for 3 months) |
| Balance Transfer Fee | 2.40% |
| Cash Advances | 24.90% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 500.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 0 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 0.00% |
| Foreign Usage World | 0.00% |
Application Requirements
| Availability | Available to Nationwide members only (mortgage, current account or savings account holders), |
|---|---|
| Minimum Income | £ 5,000 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.
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