Nationwide Member Balance Transfer
Representative APR
24.9% APR (variable)
Purchases
0% for up to 3 months, then 24.90% (variable) p.a.
Balance Transfers
0% for 18 months, then 24.90% (variable) p.a. (1.5% fee for first 90 days)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 24.9% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Nationwide Member Balance Transfer credit card offers up to 18 months of 0% interest on balance transfers and comes with no foreign transaction fees. It may be a suitable choice for those looking to consolidate debt while also benefiting from fee free spending abroad.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
Issuer | Nationwide |
---|---|
Network | Visa |
Primary Category | Balance Transfer |
Loyalty Scheme | |
Incentive on opening | 0% on balance transfers for 18 months, 0% on purchases for 3 months. No fees for purchases abroad. |
Cashback/Rewards (if applicable) | No cashback scheme |
Account Fee | £0 |
Purchases | 0% for up to 3 months, then 24.90% (variable) p.a. |
Purchases Interest Free Period | 56 days |
Balance Transfers | 0% for 18 months, then 24.90% (variable) p.a. (1.5% fee for first 90 days) |
Balance Transfer Fee | 2.40% |
Cash Advances | 24.90% (variable) p.a. (fees apply) |
Minimum Credit Limit | £ 500.00 |
Maximum Credit Limit | Subject To Status |
Fees & Charges
Account Fee | £0 |
---|---|
Late Payment | £ 0 |
Returned Payment | £ 0 |
Exceed Limit | £ 0 |
Duplicate Statement | £ 0 |
Replacement Card | £ 0 |
Trace Fee | £ 0 |
Cash Withdrawal Fee | 3% |
Cash Withdrawal Minimum Charge | £ 3 |
Foreign Usage EU | 0.00% |
Foreign Usage World | 0.00% |
Application Requirements
Availability | Available to Nationwide members only (mortgage, current account or savings account holders), |
---|---|
Minimum Income | £ 5,000 |
Minimum Age | 18 |
Residency | Permanent resident in the UK. |

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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.