NatWest Bank Travel Rewards Credit Card
Representative APR
27.9% APR (variable)
Purchases
27.90% (variable) p.a.
Balance Transfers
27.90% (variable) p.a.
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 27.9% (variable) p.a., most accepted customers get a rate of 27.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The NatWest Travel Rewards credit card offers no fees on foreign transactions, making it a strong option for those seeking a travel-friendly credit card. Cardholders can choose between two different cashback schemes, allowing flexibility in how they earn rewards; your rewards, your choice.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | NatWest Bank |
|---|---|
| Network | Visa |
| Primary Category | Rewards |
| Loyalty Scheme | none |
| Incentive on opening | Enjoy fee-free spending abroad and earn cashback on every applicable trip with this travel rewards credit card. |
| Cashback/Rewards (if applicable) | You can earn 1% back on eligible travel spending such as flights, hotels, car hire and transport, 1–15% back with selected partner retailers, or 0.1% back on everyday purchases instead. Check the full terms for qualifying spend and exclusions. |
| Account Fee | £0 |
| Purchases | 27.90% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 27.90% (variable) p.a. |
| Balance Transfer Fee | 0.00% |
| Cash Advances | 29.9% (variable) p.a. |
| Minimum Credit Limit | £ 250.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 10 |
| Exceed Limit | £ 12 |
| Duplicate Statement | £ 3 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 0% |
| Foreign Usage World | 0% |
Application Requirements
| Availability | |
|---|---|
| Minimum Income | £ 10,000 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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