NewDay Limited aqua Balance Transfer

3.5

OUR RATING
Representative APR

34.9% APR (variable)

Purchases

34.95% (variable) p.a.

Balance Transfers

0% for 5 months then 34.95% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 34.95% (variable) p.a., most accepted customers get a rate of 34.9% APR (variable).

3.5

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The Aqua Balance Transfer credit card offers 0% interest on balance transfers for up to five months, when transfers are made within the first 60 days of account opening. This short-term offer may appeal to those looking to manage smaller balances without paying interest, provided repayments are made in full before the promotional period ends.
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Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

 

Issuer NewDay Limited
Network Mastercard
Primary Category Balance Transfer
Loyalty Scheme
Incentive on opening This is a 0 interest for 5 months balance transfer card that also helps you build credit.
Cashback/Rewards (if applicable) No cashback scheme
Account Fee £0
Purchases 34.95% (variable) p.a.
Purchases Interest Free Period 48 days
Balance Transfers 0% for 5 months then 34.95% (variable) p.a. (3% fee)
Balance Transfer Fee 3.00%
Cash Advances 44.95% (variable) p.a. (fees apply)
Minimum Credit Limit £ 250.00
Maximum Credit Limit £1,500

Fees & Charges

 

Account Fee £0
Late Payment £ 12
Returned Payment £ 12
Exceed Limit £ 12
Duplicate Statement £ 5
Replacement Card £ 0
Trace Fee £ 20
Cash Withdrawal Fee 5%
Cash Withdrawal Minimum Charge £ 4
Foreign Usage EU 3%
Foreign Usage World 3%

Application Requirements

 

Availability Available to new customers. Must not have an Aqua card and haven’t have taken out an Aqua, marbles, opus or Fluid card in the past 12 months.
Minimum Income £ 0
Minimum Age 18
Residency Permanent resident in the UK.

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Does not impact your credit score
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34.4% Representative APR (variable)

Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.

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