Sainsbury’s Bank 20 Month Balance Transfer

3.7

OUR RATING
Representative APR

26.9% APR (variable)

Purchases

0% for up to 3 months, then 26.95% (variable) p.a.

Balance Transfers

0% for 20 months, then 26.95% (variable) p.a. (3.24%)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 26.95% (variable) p.a., most accepted customers get a rate of 26.9% APR (variable).

3.7

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

No new applications are being accepted at this time. If you are interested in a Balance Transfer credit card, check out the Best Balance Transfer Credit Cards in the UK.
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Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

 

Issuer Sainsbury's Bank
Network Mastercard
Primary Category Balance Transfer
Loyalty Scheme Nectar Points
Incentive on opening Not accepting new applications
Cashback/Rewards (if applicable) Earn 1 Nectar point per £2 spent in Sainsbury's and Argos, and 1 Nectar point for every £5 spent elsewhere. Additional points can be earned by also using the Nectar card or app at the time of transaction. 1 point = 0.5p (min 500pts)
Account Fee £0
Purchases 0% for up to 3 months, then 26.95% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 0% for 20 months, then 26.95% (variable) p.a. (3.24%)
Balance Transfer Fee 3.00%
Cash Advances 29.95% (variable) p.a. (fees apply)
Minimum Credit Limit £ 0.00
Maximum Credit Limit Subject To Status

Fees & Charges

 

Account Fee £0
Late Payment £ 12
Returned Payment £ 12
Exceed Limit £ 12
Duplicate Statement £ 0
Replacement Card £ 0
Trace Fee £ 0
Cash Withdrawal Fee 3%
Cash Withdrawal Minimum Charge £ 3
Foreign Usage EU 2.75%
Foreign Usage World 2.75%

Application Requirements

 

Availability Not accepting new applications
Minimum Income £ 0
Minimum Age 18
Residency Permanent resident in the UK.

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34.4% Representative APR (variable)

Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.

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