TSB Bank Advance

4.3

OUR RATING

Representative APR

12.9% APR (variable)

Purchases

0% for up to 3 months, then 12.95% (variable) p.a.

Balance Transfers

0% for 90 days, then 12.95% (variable) p.a. (0% fee for 90 days)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 12.95% (variable) p.a., most accepted customers get a rate of 12.9% APR (variable).

4.3

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The TSB Bank Advance credit card offers a low interest rate along with a limited period of 0% interest on purchases and balance transfers. It also features no balance transfer fees, making it a cost-effective option for managing new spending and existing debt.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	TSB Bank
Network	Mastercard
Primary Category	Purchases
Loyalty Scheme
Incentive on opening	Up to 3 months interest free on Purchases and Balance Transfers (90 days no balance transfer fee)
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	0% for up to 3 months, then 12.95% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	0% for 90 days, then 12.95% (variable) p.a. (0% fee for 90 days)
Balance Transfer Fee	5.00%
Cash Advances	19.95% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 500.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 0
Exceed Limit	£ 12
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.95%
Foreign Usage World	2.95%