TSB Bank Student Credit Card

3.5

OUR RATING

Representative APR

21.9% APR (variable)

Purchases

21.95% (variable) p.a.

Balance Transfers

21.95% (variable) p.a. (5% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,000, with a purchase rate of 21.95% (variable) p.a., most accepted customers get a rate of 21.9% APR (variable).

3.5

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The TSB Bank Student credit card offers no annual fees and a maximum credit limit of up to £1,000. It is designed for students seeking a straightforward credit option to help build their credit history responsibly.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	TSB Bank
Network	Mastercard
Primary Category	Student
Loyalty Scheme
Incentive on opening	No annual fees
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	21.95% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	21.95% (variable) p.a. (5% fee)
Balance Transfer Fee	5.00%
Cash Advances	27.95% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 500.00
Maximum Credit Limit	Subject To Status: £1,000

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 0
Exceed Limit	£ 12
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.95%
Foreign Usage World	2.95%