Virgin Money Manchester United Credit Card
Representative APR
24.9% APR (variable)
Purchases
24.90% (variable) p.a.
Balance Transfers
24.90% (variable) p.a. (3% fee)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 24.90% (variable) p.a., most accepted customers get a rate of 24.9% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Virgin Money Manchester United credit card is designed for fans of the club who frequently shop at Manchester United megastores, stadiums, and related venues. It may offer benefits tailored to supporters, making it a fun option for fans.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
Issuer | Virgin Money |
---|---|
Network | Mastercard |
Primary Category | Purchases |
Loyalty Scheme | |
Incentive on opening | Exclusive access for the chance to win Manchester United tickets, rewards and experiences including The United Way, giving you the opportunity to nominate worthy Manchester United fans for unique 'money can't buy' experiences. |
Cashback/Rewards (if applicable) | 10% discount on card purchases at the Manchester United Megastore, Red Card and online at United Direct. 20% discount for advance bookings on Museum and Stadium tours. Conditions apply. |
Account Fee | £0 |
Purchases | 24.90% (variable) p.a. |
Purchases Interest Free Period | 50 days |
Balance Transfers | 24.90% (variable) p.a. (3% fee) |
Balance Transfer Fee | 3.00% |
Cash Advances | 29.90% (variable) p.a. (fees apply) |
Minimum Credit Limit | £ 0.00 |
Maximum Credit Limit | Subject To Status |
Fees & Charges
Account Fee | £0 |
---|---|
Late Payment | £ 12 |
Returned Payment | £ 12 |
Exceed Limit | £ 12 |
Duplicate Statement | £ 0 |
Replacement Card | £ 0 |
Trace Fee | £ 0 |
Cash Withdrawal Fee | 5% |
Cash Withdrawal Minimum Charge | £ 0 |
Foreign Usage EU | 2.95% |
Foreign Usage World | 2.95% |
Application Requirements
Availability | Available to new customers. |
---|---|
Minimum Income | £ 0 |
Minimum Age | 18 |
Residency | Permanent resident in the UK. |

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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.